UpStream is Updraft’s intelligent resolution platform that transforms complex legal and claims workflows into streamlined, automated processes. From assessing fault to generating settlement proposals, UpStream ensures every claim moves swiftly, securely, and with legal precision.

Claim Resolution, Reimagined with End-to-End Legal Intelligence

Built on 7 years of legal R&D and over 20,000 scenario variables, UpStream automates every phase of the claims journey:

  • Scenario Matching: Automatically aligns accidents with every comparable court judgment—reported or unreported.
  • Fault & Liability Assessment: AI calculates degree of fault and flags policy limitations instantly.
  • Legal Opinion Generation: Creates comprehensive legal arguments, backed by on-point case law.
  • For a claims process: Drafts a formal letter of demand in respect of the claim, expressly alleging and emphasising the negligent conduct of the other driver.
  • For a defence process: Drafts a formal response (defence) to the claim, specifically highlighting and emphasising the claimant’s negligent conduct.
  • For settlement negotiations: Drafts a without prejudice settlement proposal strategically supported by directly applicable case law most favourable to the Insurer, with a view to securing an early and advantageous resolution. Mimics real litigation tactics to drive early, favourable settlements with minimal legal costs.
  • Settlement & Closure: Automatically drafts settlement agreements and handles archiving, with full integration into your claims or case management systems.

Key benefits

1
Significantly improve your costs of claim and loss ratios. UpStream uses deep-data analysis and algorithmic case matching to enhance claims recoveries and defence strategies—delivering real, measurable improvements in loss ratios.
2
Faster recovery of payments made to policyholders. Reduce financing costs and time to recover with system-driven workflows that leverage on-point case law to achieve fast settlements.
3
Lower operational costs and greater efficiency. Streamline your claims processing with intelligent legal tech that automates all drafting and legal research
4
Reduced litigation costs. Pre-litigation settlement offers are backed by directly on-point case law. Objective and informed analysis of litigation prospects drives optimal settlements.
5
Resilience and data security on Updraft’s managed cloud. Create seamless and secure operations through tailored integrations and a fully managed SaaS (and PaaS) solution.
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